Brexit day is just over a fortnight away now and still no clarity on whether or not we’ll be leaving with or without a deal. With Easter and summer holidays fast approaching as well, many people are beginning to question what a post-Brexit U.K will mean for those planning holidays in Europe this summer. Annoyingly, most of the predicted changes to EU travel from the UK are contingent on what deal (or no deal) is agreed on by the end of this month. However dire the Brexit situation may seem, be reassured that regardless of the deal, planes, ferries, coaches and trains will still operate from the UK to the EU.
What this means is that if you’ve already booked holiday for after the 29th March, Don’t sweat it! You’re in the clear according to the Government. and the EU Commission.) Whatever your political position on the on-going Brexit saga, it’s clear that the main anxiety surrounding Brexit and holidays is money, with the average UK family spending 4800 pounds a year on holidays.
The following list is the low down on what you can expect post-March 29th:
It’s what everybody’s talking about the most. After the 29th March, UK citizens will have to say farewell to free movement between the EU and UK, as well as swift changes through border control.
It’s not all bad though- both the UK and EU are hoping to have ‘visa free travel for short term visits’. As well as this, following Brexit, there’s a proposed 21 month transition period where, for the most part, no official legislative change will take effect until afterwards.
However, the bad news is that eventually UK travellers will be required to pay a visa fee of roughly pay €7 for three years visa-free travel under a new European travel information and authorisation according to The Guardian.
The fee seems petty but some MEPs speculate that Britons wanting to stay in EU territory for less than 90 days could ultimately be forced to pay a fee of €60! Until 2021, it’s safe to say that not much will change regarding travel documents provided you’ve got at least 6 months before expiry on your passport on entering an EU country. The Government have even designed an online tool to check your passport under these new rules which you can access here! It’s something to definitely keep at the back of your mind though, especially if you’re planning on taking a holiday in Europe within the next three years.
Chances are you’ve probably owned one of those little blue EHIC cards in your life. The BBC says that the 27 million EHIC card holders will be entitled to state provided medical treatment during the transition period but until a deal is ratified, the future of EHIC cards remains unclear.
Sadly, in the event of a no-deal Brexit it’s very likely that EHIC cards will no longer be valid! That means if you’re travelling or on holiday in Europe you’re going to need to ensure that you’ve got the right travel insurance. It’s even worth considering buying travel insurance if we leave the EU with a deal that includes validity of EHIC card holders as there are some loopholes and limitations to how much insurance cover an EHIC card can offer.
There’s plenty of options for travel insurance here in the UK already, but it’s more than likely that prices could increase with Brexit fast approaching and more and more concerned holiday makers. It is also important to bear in mind that It’s not just health insurance to consider but also car insurance if you’re planning on renting or driving a car whilst you are in the EU!
There’s good news and there’s bad news. The good news is that in the short term if you’re planning on travelling abroad and already have a full UK driving licence you should be in the clear and won’t need an additional driving licence to use a vehicle in the UK.
However, with a no-deal Brexit, it is likely that you will have to apply for the correct International Driving Permit. It’s not difficult to do but it will cost you another petty little fee of £5.50 from any UK Post Office. What’s more, under a no-deal Brexit, car insurance will change as well. If you’re driving your UK insured car in the EU, you’ll be required to purchase a Green Card to ensure that your UK car insurance is applicable in the EU which will be at the price of another pesky fee.
As it currently stands, you are able to travel in the EU without being charged extra for roaming and you’ll be able to use your UK mobile phone plan as you would here no problems whatsoever. However, with a no deal Brexit, this would be scrapped completely and the return of roaming charges could come back! Nonetheless, Parliament have reassured the public that it would introduce a £45 maximum cap on roaming charges a month.
There’s no doubt that Brexit will change the way we travel and go on holiday in Europe. The extent to which this happens and how much more money this will cost you is difficult to predict as it is dependent on what deal is met at the end of this month. In the meantime, there’s no harm in planning for the future, and as bad as the outcome may seem, there’s always ways to prepare yourself financially for any unexpected post-brexit holiday costs.
Don’t let Brexit put you off your dream holiday. Despite the uncertainty on what deal will be made, the worst-case scenario is having to pay some extra fees and some more paperwork. Holiday Loans can be a great way around this. We offer flexible loans with affordable monthly return instalments. Unexpected insurance fees and travel costs can be dodged and payed off easily without compromising your entire holiday aboard!